Taxmo vs TaxSavers

€59 incl. VAT self-serve filing versus an advisor-prepared return from €225.

The TaxSavers is an Amsterdam tax-advisory firm: advisors prepare and file your return, with prices starting at €225 for a single annual return and €325 filing together with a partner (including VAT, per their published price list, June 2026). Their M-form for a migration year starts at €325 (€425 duo). Taxmo is self-serve software: free refund calculation, then a one-time €59 incl. VAT (Box 1) or €95 incl. VAT (Box 2/3) to file directly to the Belastingdienst, partner data included. For a standard employee return the price difference is roughly 3-4x.

Price comparison

TaxSavers annual return: from €225 single / €325 with partner. Provisional return: from €125. M-form: from €325. Taxmo: €59 incl. VAT one-time for Box 1, €95 incl. VAT including Box 2 and Box 3, with the free wizard showing your refund before you pay anything. For the migration year the M-form is €129 incl. VAT with Taxmo, against TaxSavers' from €325 (as published on their website on 2 October 2026).

Advice versus automation

TaxSavers gives you a human advisor: useful when your situation needs judgment (emigration, foreign assets, complex partnerships). Taxmo automates the standard case extremely well: official 2025 brackets and credits, eigenwoningforfait from your WOZ value, drempel calculations for medical costs and donations, and a transparent breakdown of every euro. Most employees do not need advice; they need the rules applied correctly.

When to pick which

Moved mid-year, with or without a fiscal partner? Taxmo files the M-form from €129 incl. VAT. Have layered international income, or a situation one of the screening questions turns away? TaxSavers' advisors earn their fee. Worked the full year in the Netherlands with a jaaropgaaf, maybe a mortgage and some deductions? Taxmo files the same return for €59 incl. VAT in about 15 minutes.

Frequently asked questions

How much does TaxSavers charge versus Taxmo?

TaxSavers starts at €225 for a single annual return and €325 with a partner (including VAT, per their price list, June 2026). Taxmo is €59 incl. VAT one-time, or €95 incl. VAT when Box 2 or Box 3 is involved, partner included.

Can Taxmo do the M-form like TaxSavers?

Yes: Taxmo files the M-form directly to the Belastingdienst for €129 incl. VAT (Standard, with a fiscal partner), against TaxSavers' from €325 (from €425 for a couple). Plus (€159 incl. VAT) adds aanmerkelijk belang (box 2), savings and investments (box 3) and business profit. For your partner's own residence in Belgium, Suriname or Aruba with Dutch-taxed income, or their qualifying foreign taxpayer statement, moving to and from the Netherlands in the same year (the paper M-biljet covers that) and green investments combined with a period not insured for the Zvw, or box 3 assets already taxed abroad while you lived in the Netherlands, an advisor such as TaxSavers is the route.

Do I lose deductions by not using an advisor?

The common deductions (mortgage interest, medical costs above the drempel, donations, alimony, annuity) are exactly what the Taxmo wizard checks and applies automatically, with the thresholds computed for you.