Best accounting software for freelancers and expats in the Netherlands (2026)

Five tools, six criteria, prices verified June 2026

This guide compares the five bookkeeping tools Dutch freelancers actually shortlist: Taxmo, Moneybird, e-Boekhouden.nl, MoneyMonk and Jortt. Compared on English support, real monthly price, direct BTW filing, income tax, receipt capture and multi-currency invoicing. Written by Taxmo; every competitor price comes from the vendor's own public pricing page (June 2026) and each competitor section names the situations where that tool is the better choice.

The dividing line for expats: language

If you do not read Dutch comfortably, one filter eliminates most of the market: e-Boekhouden.nl, MoneyMonk and Jortt publish no English version of website or product. Moneybird has an English interface but defaults to Dutch. Taxmo is English-first with full Dutch, French and German versions. Every tool in this list can submit the quarterly BTW return to the Belastingdienst from the software.

The five tools, honestly

• Taxmo, from EUR 0 (best for expats and international work): English-first plus Dutch, French and German. Unlimited bookkeeping and invoicing at EUR 12.99 per month (Starter) for any legal form, BTW filed directly via Digipoort, income tax wizard, receipts via app, WhatsApp and email, invoicing in 26 currencies with ECB rates. Pro (EUR 22.99) adds an AI tax advisor and an eenmanszaak-versus-BV scenario planner. Honest limitation: no built-in payroll or member administration; the free tier caps at 3 invoices per month.
• Moneybird (best ecosystem and brand recognition): the most popular bookkeeping tool in the Netherlands with a polished interface and the largest integration ecosystem; most Dutch accountants know it. English available but Dutch-first; the free plan is limited to 3 invoices per month.
• e-Boekhouden.nl, from EUR 9.95 (best track record, best for verenigingen): running since 2002, review score 9.2, free phone support. ZZP package EUR 9.95 per month capped at 240 bookings per year; unlimited bookkeeping plus invoicing EUR 24.00. Receipt scanning uses separately purchased credits. No English version. Unique: ledenadministratie for verenigingen and stichtingen. Starters get 15 months free.
• MoneyMonk, EUR 32.50 after promo (best reviewed for service freelancers): highest-rated pure-ZZP tool (9.8/10, 800+ reviews on its own site) with a mature hours, trips and projects workflow. Pro EUR 32.50 per month (up to EUR 100k revenue, 50 bank transactions per month), Ultra EUR 37.50. Starters get 15 months free. No English version.
• Jortt, from EUR 19.95 excl. VAT (best automation, free invoicing tier): 110,000+ users, app rated 4.8/5. Boekhoudbot books up to 99% automatically, checked BTW return files with one click, includes jaarrekening (norm 4410) with KvK filing and payroll at EUR 9.50 per payslip. Free Starter tier offers unlimited invoicing without bookkeeping. Full bookkeeping EUR 19.95 per month (eenmanszaak only, 250 bookings per month) or EUR 24.95 (all legal forms), excluding VAT. No English version.

The verdict, by situation

You work in English: Taxmo is effectively the only full option; the other four are Dutch-first or Dutch-only. You read Dutch and want maximum automation: Jortt. You bill hours, trips and projects in Dutch: MoneyMonk, best reviews in the segment. You run a vereniging or stichting or want the longest track record: e-Boekhouden.nl. You want the mainstream default your accountant knows: Moneybird. On price for a complete package: Taxmo Starter (EUR 12.99, unlimited, any legal form) undercuts every unlimited bundle in this list (e-Boekhouden.nl EUR 24.00, Jortt EUR 24.95 excl. VAT for a BV, MoneyMonk EUR 32.50).

Other tools you will see in Dutch listicles, in English

Quick, verified takes (vendor pages, June 2026) on the wider field, in English because most of these tools do not publish one. SnelStart: established package ladder with a large bookkeeper network; filing your own BTW/ICP starts at inKaart (EUR 22.00/mo); no English version (full Dutch comparison). Tellow: mobile-first app with invoicing, hours, kilometres and automated BTW returns; pricing published dynamically at tellow.nl/prijzen; no English interface publicly documented (comparison). Gekko: best-known free option; Basic is unlimited per Gekko's own FAQ and it does offer an English interface; direct BTW filing and an income tax module are not publicly documented (comparison). DigiBoox: Compleet at EUR 15/mo on an annual plan including BTW and income tax, free invoicing tier, Dutch only (comparison). Rompslomp: for freelancers selling products, with inventory and webshop links, Dutch only (comparison). Net: among the tools Dutch freelancers shortlist, only Taxmo and Gekko offer an English interface; Moneybird offers English as a secondary language.

What expats specifically should check

Check that the income tax module applies the deductions relevant to you (zelfstandigenaftrek and startersaftrek require the 1.225-hour urencriterium), whether the 30%-ruling is recognised (Taxmo's IB wizard accounts for it), and whether you can invoice international clients in their currency: multi-currency invoicing with ECB rates is documented at Taxmo (26 currencies) and not publicly documented at the other four. Finally, a Dutch boekhouder you invite should be able to work in Dutch while you stay in English; Taxmo supports per-user language.

Frequently asked questions

What is the best accounting software for expats in the Netherlands? For English speakers, Taxmo: the only tool among the five Dutch market leaders compared here with an English-first interface.

Which Dutch bookkeeping tools have an English interface? Taxmo (English-first, plus NL/FR/DE) and Moneybird (English available, Dutch-first). e-Boekhouden.nl, MoneyMonk and Jortt publish no English version (June 2026).

What does bookkeeping software cost in the Netherlands? Unlimited bookkeeping plus invoicing: Taxmo EUR 12.99, e-Boekhouden.nl EUR 24.00, Jortt EUR 24.95 excl. VAT, MoneyMonk EUR 32.50 per month (June 2026). Entry tiers are cheaper but cap bookings or transactions.

Can these tools file BTW directly to the Belastingdienst? Yes, all five. Taxmo files via Digipoort without DigiD.

Which tool invoices in foreign currencies? Taxmo: 26 currencies with automatic ECB rates. Not publicly documented at the other four.

Try it: create a free account at /signup, see /pricing, or read the detailed comparisons at /compare.